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破解农地抵押贷款难

发布时间:2018-10-12 12:58
【摘要】:正2016年3月,中国人民银行及相关部委联合印发了《农村承包土地经营权抵押贷款试点暂行办法》,依此农地经营权抵押贷款工作在全国各试点地区推进。试点工作在各地探索出了不同的模式,也发现了一些现实难点问题,突出地表现在以下五个方面。抵押物价值评估农地经营权作为抵押物,其价值评估工作的难点突出表现为三个方面:一是农村土地的条件、位置、产出能力等各
[Abstract]:In March 2016, the people's Bank of China and the relevant ministries and commissions jointly issued the interim measures for the pilot of the Rural contracted Land Management right Mortgage loan, according to which the work of agricultural land management right mortgage loan was promoted in all pilot areas of the country. The pilot work has explored different models and found some practical difficulties in the following five aspects. As collateral, the value evaluation of agricultural land management right is difficult to evaluate in three aspects: first, the condition, position and output ability of rural land.
【作者单位】: 中国人民银行沈阳分行;
【分类号】:F321.1;F832.43

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